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What happens to my digital accounts when I die?

Access is governed by platform terms as much as by law, and executors are frequently locked out entirely.

Draft — pending review. This page has been prepared but has not yet been reviewed by a Canadian estates lawyer or a qualified scholar. Treat it as a starting point for questions, not as advice you should act on.

Access is governed by platform terms as much as by law, and executors are frequently locked out entirely.

The Canadian position

Some provinces have begun addressing fiduciary access to digital assets; most platforms still require their own process.

Cryptocurrency without a recorded key is unrecoverable.

The Islamic position

Anything of value forms part of the tarikah and should be distributable.

An asset that cannot be accessed cannot be divided.

Across the madhahib

The four Sunni schools are not recorded as differing materially on this point in the sources reviewed. Where your own case turns on it, put it to a scholar of your school.

Before you act on this

General information, not legal or religious advice. Inheritance depends entirely on the exact family circumstances. Confirm the Canadian position with a lawyer in your province and any religious ruling with a qualified scholar.

Citations & sources

Every factual claim on this page traces to one of the references below. Legislation and dollar thresholds change — verify against the primary source before relying on any figure.

Scholarly & institutional references
  1. Research Papers — Cambridge Muslim College
  2. Research — Cambridge Muslim College
  3. Academics — Islamic law and theology curriculum — Zaytuna College
  4. Encyclopaedia of Islam — Brill
Canadian legislation & government
  1. Canadian Legal Information Institute — CanLII
  2. Apply for probate of an estate — Government of Ontario
  3. Estate Administration Tax — Government of Ontario
  4. Estates Act, RSO 1990, c E.21 — Government of Ontario
Canadian legal commentary
  1. Transferring a car after death ontario probate — Treadstone Law
  2. Multiple returns deceased person canada rights things — Treadstone Law
  3. Estate sale ontario selling deceased estate property — Treadstone Law
  4. Structured settlement payments continue after death ontario — Treadstone Law
  5. Accessing deceased digital assets ontario executor guide — Treadstone Law
  6. Claim against sellers estate after death ontario — Treadstone Law
  7. Wills & estates practice — Treadstone Law