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Should I prepay my funeral?

It removes a cost from the estate and spares the family finding funds before probate. Prepaid funds are held in trust under provincial regulation.

This is legal information only. For advice on your own circumstances, speak to a lawyer.

It removes a cost from the estate and spares the family finding funds before probate. Prepaid funds are held in trust under provincial regulation.

The Canadian position

Confirm the arrangement is transferable if you move province.

Tell your executor and your family it exists.

The Islamic position

Funeral expenses rank first from the estate, so prepaying simply moves the cost earlier.

It is a practical kindness rather than a religious requirement.

Researched — the four schools agree

All four schools work through the estate in the same order: the cost of preparing and burying the body, then debts, then bequests up to one third, and only what is left is divided by the fixed shares. The disputes are not about the sequence but about two rankings inside it.

All four Sunni schools researched and sourced. Reviewed 2026-08-19. Full positions, evidence and sources — The order of payment out of an estate.

Note

This is legal information only. For advice on your own circumstances, speak to a lawyer.

Citations & sources

Every factual claim on this page traces to a source below. Details change — check the original source before relying on any figure, fee or legal position. Anything under “further reading” is related material, not a source for what is stated here.

Canadian legislation & government
  1. What to do when someone dies — Government of Ontario
Further reading — Treadstone Law
  1. Paying for funeral before probate ontario — Treadstone Law
  2. Business held in a family trust not direct shares — Treadstone Law
  3. Deposit held in trust ontario — Treadstone Law
  4. Executor misuses estate funds ontario what happens — Treadstone Law
  5. Wills & estates practice — Treadstone Law