A designation made in a will or by separate instrument directing insurance proceeds, which can override an earlier designation.
The Canadian position
A designation made in a will or by separate instrument directing insurance proceeds, which can override an earlier designation.
Provincial law governs the detail, so confirm the position where the estate will be administered.
The Islamic position
The fixed shares apply to the net estate after funeral expenses, debts and any bequest capped at one third.
Where a Canadian instrument has no classical counterpart, treat it as a contemporary question for a qualified scholar.
The four Sunni schools are not recorded as differing materially on this point in the sources reviewed. Where your own case turns on it, put it to a scholar of your school.
General information, not legal or religious advice. Inheritance depends entirely on the exact family circumstances. Confirm the Canadian position with a lawyer in your province and any religious ruling with a qualified scholar.
Citations & sources
Every factual claim on this page traces to one of the references below. Legislation and dollar thresholds change — verify against the primary source before relying on any figure.
- Research Papers — Cambridge Muslim College
- Research — Cambridge Muslim College
- Academics — Islamic law and theology curriculum — Zaytuna College
- Encyclopaedia of Islam — Brill
- Death of an RRSP annuitant — Canada Revenue Agency
- Death of a TFSA holder — Canada Revenue Agency
- What to do when someone has died — Canada Revenue Agency
- Missing beneficiary holdback account ontario — Treadstone Law
- Separation effect on will beneficiary designations ontario — Treadstone Law
- Capital gains election trust into beneficiary hands — Treadstone Law
- Updating beneficiary designations after divorce death ontario — Treadstone Law
- Estate trustee selling below market value beneficiary recourse ontario — Treadstone Law
- Executor estate with minor and adult beneficiaries — Treadstone Law
- Wills & estates practice — Treadstone Law