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What if my beneficiary predeceases me?

The asset may fall to the estate unless a contingent beneficiary is named. Always name one.

This is legal information only. For advice on your own circumstances, speak to a lawyer.

The asset may fall to the estate unless a contingent beneficiary is named. Always name one.

The Canadian position

The asset may fall to the estate unless a contingent beneficiary is named. Always name one.

Provincial law governs the detail, so confirm the position where the estate will be administered.

The Islamic position

The fixed shares apply to the net estate after funeral expenses, debts and any bequest capped at one third.

Where a Canadian instrument has no classical counterpart, treat it as a contemporary question for a qualified scholar.

Note

This is legal information only. For advice on your own circumstances, speak to a lawyer.

Citations & sources

Every factual claim on this page traces to a source below. Details change — check the original source before relying on any figure, fee or legal position. Anything under “further reading” is related material, not a source for what is stated here.

Canadian legislation & government
  1. Death of an RRSP annuitant — Canada Revenue Agency
  2. Death of a TFSA holder — Canada Revenue Agency
  3. What to do when someone has died — Canada Revenue Agency
Further reading — Treadstone Law
  1. Contingent beneficiary ontario — Treadstone Law
  2. What happens if no beneficiary named ontario — Treadstone Law
  3. Conflicting wills which one governs ontario — Treadstone Law
  4. Contingent alternate beneficiary designation ontario — Treadstone Law
  5. Wills & estates practice — Treadstone Law