Federal and provincial student loans in Canada are generally forgiven on death; private loans are not and remain estate debts.
The Canadian position
A co-signer on a private loan remains liable.
The executor should confirm the loan type before paying anything.
The Islamic position
The fixed shares apply to the net estate after funeral expenses, debts and any bequest capped at one third.
Where a Canadian mechanism has no classical counterpart, treat it as a contemporary question for a scholar rather than assuming an answer.
Making an Islamic will in Canada — province by province, and what makes one valid where you live →
This is legal information only. For advice on your own circumstances, speak to a lawyer.
Citations & sources
Every factual claim on this page traces to a source below. Details change — check the original source before relying on any figure, fee or legal position. Anything under “further reading” is related material, not a source for what is stated here.
- Apply for probate of an estate — Government of Ontario
- Estate Administration Tax — Government of Ontario
- Estates Act, RSO 1990, c E.21 — Government of Ontario
- Canadian Legal Information Institute — CanLII
- Executor personally liable estate debts ontario — Treadstone Law
- Executor dealing with debts ontario — Treadstone Law
- Deemed disposition private company shares death canada — Treadstone Law
- Wills & estates practice — Treadstone Law